When you access the Site for the first time you will be asked to agree to our use of certain types of cookies (such as performance, marketing and tracking cookies) listed in the table below in the manner described in this policy. This is to ensure compliance with the Privacy and Electronic Communications Regulations. If you previously accessed the Site and did not agree for cookies to be set or you deleted cookies previously, you will be asked to agree to cookies being placed on your computer again.
There are certain types of cookies which are essential and which we do not require your agreement to store in accordance with the Privacy and Electronic Communications Regulations, which are the cookies used for the sole purpose of carrying out the transmission of a communication, or where storage or access is strictly necessary in order for us to provide you with the service that you requested:
- User Input Cookies (Session ID)
- Authentication Cookies
- User Centric Security Cookies
- Multimedia Content Player Cookies
- Load Balancing Cookies
More details on these cookies can be found in the table in the section “Cookies used on this Site” below.
|Cookie Categories||Purpose||Strictly Necessary|
|Performance Cookies||These cookies collect information about how visitors use our Site, which pages visitors go to most often, which webpage layouts are preferable to others, which parts of the Site need improving and if visitors get error messages from web pages. They are used to improve how our Site works. This information may be shared with 3rd parties we work with that provide us the use of performance cookies, but we shall do so on an anonymised aggregated basis.||No|
|Affiliate Marketing Tracking Cookies||We work with 3rd parties that promote our Site, products and services. We utilise these cookies so that when you reach our Site from one of those 3rd parties, this can be identified.||No|
|User Interface Customisation Cookies||These cookies allow the Site to remember choices you make (such as your user name, language or the region you are in) and provide enhanced, more personal features. These cookies can also be used to remember changes you have made to text size, fonts and other parts of web pages that you can customise.||No|
|Multimedia Content Player Cookies||These cookies are used to store technical data to play back video or audio content. These cookies are stored if/when we have videos as part of the content on our Site.||Yes|
|Authentication Cookies||These cookies are only stored on your device when you log in to your account online. They allow us to identify you when you are accessing your account through the Site.||Yes|
|User Centric Security Cookies||These cookies are used to detect authentication abuses.||Yes|
|User Input Session ID Cookies||These cookies are used to make sure your visit operates in line with your requirements as a user. They ensure you’re not treated as a new visitor each time you click on a different part of the navigation bar on the website, for example, if you log in to your account online or if you begin completing an application for a retail or business deposit account. They keep track of your input when filling online forms. They also confirm your browser's capabilities and recognise details that you have inputted into a form that you complete on our Site. They expire at the end of your browsing session.||Yes|
|Load Balancing Cookies||These cookies allow us to provide a robust and resilient Site service. They ensure our servers balance the number of users on the Site to ensure visitors can smoothly browse through the Site and searches can be sped up.||Yes|
What are cookies?
A cookie is a text file containing a small amount of information that a website sends to your browser when you visit a website. The cookie is then sent back to the originating website on each subsequent visit, or to another website that recognises it. Cookies enhance the user experience; for example some cookies allow the website to “remember” your actions or preferences over time so you don’t have to keep re-entering them whenever you come back to the site or browse from one page to another.
This means we automatically collect and store the following information about your visit to the Site:
- the internet domain and IP address from where you access the Site;
- the type of browser software and operating system used to access the Site;
- the date and time you access the Site;
- if you linked to the Site from another website, the address of that website; and
- the pages you enter, visit and exit the Site from.
How to control and delete cookies
Users of our Site can set their devices to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at all. If you wish to restrict or block the cookies which are set on this Site (or, indeed, on any other website) you can do this through your browser settings. The “Help” function within your browser should tell you how.
Alternatively, you may wish to visit https://ico.org.uk/for-the-public/online/cookies/ which contains comprehensive information on how to do this on a wide variety of browsers. You will also find details on how to delete cookies from your computer, as well as more general information about cookies.
Please be aware that restricting cookies may mean that you will not be able to take full advantage of all the features or services available on this Site, and certain parts of the Site may not be accessible.
Cookies used on this Site
The cookies used on this Site have been categorised based on the categories found in the ICC UK Cookie Guide. A list of all cookies used on this site by category and a description of the purposes we use them for is set out below.
If you have any questions or concerns about cookies or your privacy when using this Site, please contact our Data Protection Officer with subject heading “Data Protection Queries”:
1) By writing:
Data Protection Officer
OakNorth Analytical Intelligence (UK) Limited
3rd Floor, 57 Broadwick Street, Soho
London, W1F 9QS
2) By calling: +44 7976 916 762
3) By emailing: firstname.lastname@example.org
You can contact our Data Protection Officer directly by emailing: email@example.com